From:
Gary Frazier and A1CreditRepair.org
Guest: Scott Elhenicky (Website)
Thursday, 9:48am
Hello Friends,
Because of the shocking amount of Americans with flawed credit histories
(over 200 million) we have recently interviewed the CEO of DSI Solutions credit repair services. The gems found in this interview are extremely informative and a “must read” for anyone with a checkered credit past. Enjoy…
Interviewer: What exactly is credit repair?
Scott: That’s a great question, and not easily answered. Credit repair
today has very mixed opinions, some uneducated who know very little about
the actual process will say that it is a shadey or even illegal process,
and others will say it is just a scam and nothing more. This couldn’t
be any further from the truth. The fact is that credit repair is a necessary
service for many people that saves them a ton of headaches and money over
time. Credit repair is legal practice that has a very necessary purpose.
We hold the creditors and lenders who report against consumers accountable.
The basic goal in a credit repair service is to remove as many unverifiable
or inproper negative items within a person’s credit report. This will
result in a better looking credit history, and of course a higher credit
score.
DSI Website
Interviewer: How does credit repair work?
Scott: Again, this is not a simple answer, because everyone’s credit is
always different. As a result, any solid credit repair company will perform
a different process based on the circumstances. There are many approaches
and options to available. For instance, our company’s service is a six
month program where the client starts seeing improvments within the first
60 days. During the client’s service we evaluate their credit report which
we obtain for them, and put together a strategy to remove as many of the
negative accounts as possble that do not belong there.
Interviewer: So how do you determine what can get taken off?
Scott: Well, we really go after all of the negative items hurting their
credit score and credit history. Because every one of them has the potential
of being removed. This doesn’t mean all of them will come off, but we
are probably one of the most aggressive companies in the industry, and
although many creditors and lenders proabably don’t like us, our clients
certainly do.
DSI Website
Interviewer: How do you actually get the negative items off the person’s
credit report?
Scott: The item may not even belong on that person’s credit report, and
in that case it’s a simple matter of bringing the credit reporting error
to the proper party and requesting and immediate correction on the report.
Other times, the item is a result of an actual action by the consumer
such as a late payment, lack of payment resulting in a collection, etc.
These items can certainly come off too because of the credit reporting
laws that protect consumers. Just like anything else in America, people
have rights, and among those are credit reporting rights. Regardless of
if the action was commited or not, you cannot violate a person’s credit
reporting rights just because you want to report negatively against them.
Like I said earlier, we hold the lenders, and creditors accountable for
their credit reporting and we preserve the rights of the individual regardless
of if they actually commited the act or not.
DSI Website
Interviewer: So how successful are you in fixing people’s credit?
Scott: Very successful. This is a professional service though, this is
not a miracle program. Don’t expect to have “perfect” credit and a 800+
credit score afterwards. It just doesn’t work like that. We will certainly
take every action step possible to improve a person’s credit as possible
and they will always be more than satisfied with the end result, but some
items may very well not come off. Our company however is one of the most
aggressive (and affordable) options anywhere. We’re an honest, fair, and
we help hundreds of people every month. Even getting just a handful of
the negative items on your report off can save you litterly tens of thousands
of dollars! If anyone has even a flawed credit report they have no idea
how much it is costing them, and important it is they use a credit repair
service.
DSI Website
Interviewer: What are some of the benefits your clients receive after
using the service?
Scott: Oh the benefits are endless! Better rates, more savings, greater
opportunities… Just a more enjoyable life.
Interviewer: What happens during a person’s service, what’s expected from
them?
Scott: Almost nothing. In a service like ours we take care of everything.
We even obtain their credit report for them at the begining of their service
so they don’t have to. We’re actually the only company that does that.
If a person really wants to know more they should just visit our website.
Interviewer: How long has your company been providing your credit repair
service?
Scott: Over 8 years now.
Interviewer: If someone wanted to do something about their credit, and
use your service, how would they go about doing it?
Scott: They can simply go to our website to get the details. (click
here)
Interviewer: How much does it cost?
Scott: Credit repair services can cost $1,000 and over. Those services
do not provide anything more than we do, and our service is much more
affordable. Right now if a person visits our website they can take advantage
of a brand new promotion and retain our services for a fraction of that.
Interviewer: What words of advice would you give to anyone seeing this
interview?
Scott: Never ignore your problems, they will only grow, take action. Always
take action. I love the saying “if it’s going to be, it’s up to me.”
and I follow that advice in my own life.
DSI Website
DSI Credit Repair
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